Enterprise Home Finance Software


Ken-HFS (Kensoft's Housing Finance Software) is a seamlessly integrated, domain enriched and ERP Cloud ready housing finance software product designed for NBFCs, HFIs and Banks engaged in the business of housing loans. As a retail loans product, it has end-to-end integration and covers all operational aspects of housing loans. Apart from having an extensive and user friendly workflow, it is intuitive and is at a degree of proven quality and excellence acheived through Kensoft's expertise in design and development of Enterprise grade Software systems for over a decade.

Housing Finance Software - Kensoft

Distinguishing Features

With Enterprise-class scalability, Ken-HFS has in-built sharp & incisive Decision Support Systems with detailed reports generation. Our programs are developed & designed on state of the art web-tier architecture. It is designed to automate core processes and streamline advanced Lending functions.

Loan Management Software

Key Differentiators

With Ken-HFS, User defined parameters and Corporate policies can be set/reset and switched between different types of loans online. Our build up of knowledge based libraries ensures that either customization of our existing products or developing a new product ground upwards is done in the fastest turnaround time.

Online Setup: Core Loan Products

The main Loan Products which are setup with Ken-HFS are Standard Home Loans, Loan Against Property (LAP), Top Up Loans, Split Loans, Loan Enhancement post EMI start stage for existing customers, Loan Enhancement and Loan reduction at PEMI stage. Other types are user configurable loans with user definable matrix combination of Loan Product, Loan Scheme, Interest Rates, Fees etc. Policies for asset classification for all live loans with our legal module for the SARFAESI activation system can be setup at the corporate level.

Ken-HFS is Kensoft's flagship lending software product. It is domain enriched and provides operational guidance, risk management and a decision support ecosystem to banks and financial services companies. It has a seamlessly integrated Loan & Financial Accounting system. Our modules are certified by Bureau Veritas for pro-active integrity checks with verification & security validations. Our core modules range from LOS, Credit Appraisal with a extensive Deviation↔Mitigation matrix to Disbursements with TA, Legal appraisal & Recovery management with MIS & UAC.

Highly Scalable System

Ken-HFS is developed on the world's best Oracle Databases and Fusion Technology with HA, reliability and extreme performance. It's application programs reduce process complexity in a range of ways, including replacing inflexible, hard copy rules with sophisticated, automated credit policies, legal and technical appraisal checks and various other process checklists. Ken-HFS is cloud ready and can be deployed on the enterprise grid with integration of the KenCloud suite of Applications including Ken-CRM & our customer interaction management systems.

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Business Technology Partners

Kensoft : Oracle Gold Partner

Oracle Gold Partner

Kensoft's suite of Enterprise FinTech Products are qualified on the world's best Oracle RDBMS and Fusion Technology. As an Oracle Gold Partner for over 10 years, we provide Support Assurance for Oracle database implementations and Application Server Management & Tuning.

  • Oracle Solutions Showcase

  • Kensoft's FinTech Applications are designed and optimized for the industry's broadest and most integrated Oracle Cloud Platform.

    Oracle Cloud Ready

    Listen to the featured syndicated Podcast    on Digital Impact Radio highlighting innovation in the BFSI sector with unified loan lifecycle management! Oracle Prime Partner spotlight on accelerating development, customisation & iteration with Kensoft's software products on OCI

    Kensoft Oracle Podcast

  • Featured Podcast    Digital Impact Radio
AWS Technology Partner

Amazon Technology Partner

KenCloud Financial Applications are integrated with Amazon Web Services. Our software applications are designed and developed on multi-tier web architecture.

IBM Business Partner

IBM Business Partner

With our Server management & Computing expertise and IBM's Support and resources, we can guide you on how to manage and maintain your Data Centre in the most efficient, secure and cost effective manner on IBM - Softlayer.

National Award Winner | IT Excellence - Banking & Finance Software Solutions

Kensoft Infotech Ltd. is a proud recipient of the CSI National Award for IT Excellence in the BFSI sector at the 48th CSI Convention. The award was conferred by Mr. J Satyanarayana, Secretary, Department of Electronics & Information Technology, Government of India, Mr. S V Raghavan, President of CSI and Scientific Secretary to the Union Government, Mr. Anil Srivastava, Joint Secretary to the Ministry of Civil Aviation & Chairperson with other senior officials of the Government of India. There is a marked presence of industry stalwarts & IT experts at the CSI Convention, such as the CTO - Bank of America, MD - VMware, CIO - Wipro Ltd. and other esteemed dignitaries. The Computer Society of India has instituted this National Award for those who have implemented exemplary projects in the field of IT to meet their organizational goals and improve service delivery to the target segment. Formed in 1965, the Computer Society of India (CSI) has been instrumental in guiding the Indian IT industry down the right path since its formative years. Today, the CSI has over 73 chapters with more than 1,00,000 members, including India's most famous IT industry leaders, brilliant scientists and dedicated academicians. The finalists and star participants were Datamatics Global Services Ltd, Mahindra & Mahindra Financial Services Ltd, Union Bank of India, Kensoft Infotech Ltd, Tech Mahindra, Bharat Heavy Electricals Ltd, iGate, IBM, Reliance Infra and other corporations of distinguished stature.