Digitization: Integrated Lending Applications

KenCloud: NBFC FinTech Solutions

Kensoft has a wide range of highly scalable FinTech applications which can be seamlessly integrated with their Award Winning enterprise lending software suite. These high-performance cloud ready applications are designed for NBFCs and commercial banks engaged in the retail lending, microfinance, corporate finance and MSME business lending sectors.

ACH Module Kensoft

KenCloud NACH ProcessGate

Kensoft has seamlessly integrated NACH (National Automated Clearing House) modules with their core application software suite for retail lending and corporate finance. Key features include a robust mandate management system running coherently with the loan accounting engine for all ACH DR/CR transactions. All acknowledgements and rejections from the registered bank are handled by this NACH system for your NBFC. These modules are aligned with the STP and workflow of our enterprise housing finance software, MSME business loans system, vehicle finance software system and other applications built into our suite of lending solutions.

Kensoft e-KYC Aadhaar Verification

Customer identification and verification is online with Kensoft's KYC bridge designed to verify the Aadhaar ID of all new and existing borrowers through our loan origination system. This authentication system can be seamlessly integrated with our retail lending software, consumer and personal loans system and business lending software. De-dupe checks at branch and corporate levels are also enabled with this API integration. Certain customer demographic information can also be served and consumed through LOS with this solution. It is developed on Oracle Fusion technology with SOA for web service invocations and integration.

Integrated Document Management System

Ken-DMS (Document Management System) is a robust solution for uploading and indexing all necessary documents with respect to the loan account throughout the stages of loan origination, legal appraisal, technical inspection and account closure. This solution enables storage and secure archival of scanned documents in the Oracle Database. Ken-DMS panels are seamlessly integrated with all core modules of our enterprise lending suite. For instance, this solution can handle technical inspection documents of a property in mortgage loans or even those related to a factory or manufacturing plant for business loans.

Customer Interaction and Management System

Kensoft has an evolved mobile enabled suite with detailed drill down data dashboards with sign-on for senior management and analysts. For monitoring all active loans in our enterprise lending suite, we offer corporate and branch level performance graphs with P&L, collections and delinquency reports through our mobile application. Designed with electronic uploading & a self serve facility - Loan application processing and CRM is online. It can be deployed to run in coherence with our Award Winning core ERP software system for RetailLoans, LAP & microfinance. It is designed and developed on the world's most secure and reliable Oracle database engine.

Statutory Agency Online Reports

Our enterprise lending suite comprises of comprehensive statutory reports generation modules. These modules are used for processing and generating reports in formats which are compliant with those defined by regulatory bodies such as CIBIL, NHB, RBI and others. For example, we have a wide range of system generated reports that cater to monthly, quarterly, half yearly and annual regulatory requirements of NHB in the retail lending housing finance sector. We also have CAR (Capital Adequacy Ratio) reporting built in with our loan management systems for catering to the requirements of other national regulators such as the RBI.

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Business Technology Partners

Kensoft : Oracle Gold Partner

Oracle Gold Partner

Kensoft's suite of Enterprise FinTech Products are qualified on the world's best Oracle RDBMS and Fusion Technology. As an Oracle Gold Partner for over 10 years, we provide Support Assurance for Oracle database implementations and Application Server Management & Tuning.

  • Oracle Solutions Showcase

  • Kensoft's FinTech Applications are designed and optimized for the industry's broadest and most integrated Oracle Cloud Platform.

    Oracle Cloud Ready

    Listen to the featured syndicated Podcast    on Digital Impact Radio highlighting innovation in the BFSI sector with unified loan lifecycle management! Oracle Prime Partner spotlight on accelerating development, customisation & iteration with Kensoft's software products on OCI

    Kensoft Oracle Podcast

  • Featured Podcast    Digital Impact Radio
AWS Technology Partner

Amazon Technology Partner

KenCloud Financial Applications are integrated with Amazon Web Services. Our software applications are designed and developed on multi-tier web architecture.

IBM Business Partner

IBM Business Partner

With our Server management & Computing expertise and IBM's Support and resources, we can guide you on how to manage and maintain your Data Centre in the most efficient, secure and cost effective manner on IBM - Softlayer.

National Award Winner | IT Excellence - Banking & Finance Software Solutions

Kensoft Infotech Ltd. is a proud recipient of the CSI National Award for IT Excellence in the BFSI sector at the 48th CSI Convention. The award was conferred by Mr. J Satyanarayana, Secretary, Department of Electronics & Information Technology, Government of India, Mr. S V Raghavan, President of CSI and Scientific Secretary to the Union Government, Mr. Anil Srivastava, Joint Secretary to the Ministry of Civil Aviation & Chairperson with other senior officials of the Government of India. There is a marked presence of industry stalwarts & IT experts at the CSI Convention, such as the CTO - Bank of America, MD - VMware, CIO - Wipro Ltd. and other esteemed dignitaries. The Computer Society of India has instituted this National Award for those who have implemented exemplary projects in the field of IT to meet their organizational goals and improve service delivery to the target segment. Formed in 1965, the Computer Society of India (CSI) has been instrumental in guiding the Indian IT industry down the right path since its formative years. Today, the CSI has over 73 chapters with more than 1,00,000 members, including India's most famous IT industry leaders, brilliant scientists and dedicated academicians. The finalists and star participants were Datamatics Global Services Ltd, Mahindra & Mahindra Financial Services Ltd, Union Bank of India, Kensoft Infotech Ltd, Tech Mahindra, Bharat Heavy Electricals Ltd, iGate, IBM, Reliance Infra and other corporations of distinguished stature.