Cloud Ready Auto Loans Solution

Ken-VFS : ERP Vehicle Finance Software

KEN-VFS (Kensoft's Vehicle Finance Software) is a seamlessly integrated lending software system designed to follow workflow and processes encompassing all operational aspects of the Auto Loans lifecycle across the MSME sector. As a retail loans product, it has a comprehensive Hire purchase, Loan management system and integrated Accounts management for your Vehicle Loans business.

Auto Loans Software

Distinguishing Features

Ken-VFS is a domain enriched Vehicle Loans Software Product with complete end-to-end integration right from receiving of Applications with vehicle details, loan appraisal and approval with documentation logs and agent management panel to disbursements module, integrated accounting, loan repayment modules and Recovery monitoring system. It runs with online extensive parameterisation where user definable parameters can be setup in the system. It has a very Modular Design with a self guiding workflow.

BFSI IT Solutions

This application is qualified to run on the industry's best Oracle Cloud Platform in order to ensure accountability while improving the loan processing time. Multiple loan products can be managed and processed through a unified single system. Auto-appropriation w.r.t the base vehicle loan amount and registration plus other charges are handled from LOS upto its disbursement stage with various financing schemes defined. Our statutory reports are designed to comply with regulatory standards. Our recovery management modules have logic built-in from our retail finance engine with repossession management, early settlement / Loan termination and many other features.

Key Modules

Some Key Modules of Ken-VFS include a comprehensive loan origination system with structured credit appraisal modules and legal documentation with vehicle technical inspection logs and collateral security management. Outsourced agents commissions and payouts are also part of the salient features in addition to the integrated loan and financial accounting system.

Various types of products and schemes can be setup online by authorised users. This system manages all cases with Instalments prepayment and principal reductions as well as enhancements. It has automated processes for accounting, loan balance closures, payment allocation, etc. This application system manages loan foreclosures with settlements for clearance of penal dues, outstanding one time charges and loan overdues.

Highly Scalable System

Our automotive retail finance solution is developed on the world's best Oracle Databases and Fusion Technology with HA, reliability and extreme performance. It's application programs reduce process complexity in a range of ways, including replacing inflexible, hard copy rules with sophisticated, automated credit policies, legal checks and various other process checklists.


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Business Technology Partners

Kensoft : Oracle Gold Partner

Oracle Gold Partner

Kensoft's suite of Enterprise FinTech Products are qualified on the world's best Oracle RDBMS and Fusion Technology. As an Oracle Gold Partner for over 10 years, we provide Support Assurance for Oracle database implementations and Application Server Management & Tuning.

  • Oracle Solutions Showcase


  • Kensoft's FinTech Applications are designed and optimized for the industry‚Äôs broadest and most integrated Oracle Cloud Platform.

    Oracle Cloud Ready

AWS Technology Partner

Amazon Technology Partner

KenCloud Financial Applications are integrated with Amazon Web Services. Our software applications are designed and developed on multi-tier web architecture.

IBM Business Partner

IBM Business Partner

With our Server management & Computing expertise and IBM's Support and resources, we can guide you on how to manage and maintain your Data Centre in the most efficient, secure and cost effective manner on IBM - Softlayer.

National Award Winner | IT Excellence - Banking & Finance Software Solutions

Kensoft Infotech Ltd. is a proud recipient of the CSI National Award for IT Excellence in the BFSI sector at the 48th CSI Convention. The award was conferred by Mr. J Satyanarayana, Secretary, Department of Electronics & Information Technology, Government of India, Mr. S V Raghavan, President of CSI and Scientific Secretary to the Union Government, Mr. Anil Srivastava, Joint Secretary to the Ministry of Civil Aviation & Chairperson with other senior officials of the Government of India. There is a marked presence of industry stalwarts & IT experts at the CSI Convention, such as the CTO - Bank of America, MD - VMware, CIO - Wipro Ltd. and other esteemed dignitaries. The Computer Society of India has instituted this National Award for those who have implemented exemplary projects in the field of IT to meet their organizational goals and improve service delivery to the target segment. Formed in 1965, the Computer Society of India (CSI) has been instrumental in guiding the Indian IT industry down the right path since its formative years. Today, the CSI has over 73 chapters with more than 1,00,000 members, including India's most famous IT industry leaders, brilliant scientists and dedicated academicians. The finalists and star participants were Datamatics Global Services Ltd, Mahindra & Mahindra Financial Services Ltd, Union Bank of India, Kensoft Infotech Ltd, Tech Mahindra, Bharat Heavy Electricals Ltd, iGate, IBM, Reliance Infra and other corporations of distinguished stature.